Chafer was born in Rock Creek, Ohio to Thomas and Lomira Chafer and was the second of three children.
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His overall theology could be generally described as based on the inductive study of the entire Bible, having similarities to John Darby of the Plymouth Brethren, Calvinism, a mild form of Keswick Theology on Sanctification, and Presbyterianism, all of these tempered with a focus on spirituality based on simple Bible study and living.
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